The Monroe Bank & Trust Smart Option Student Loan® by Sallie Mae®


Now you can pay for college the smart way with three great repayment options and competitive interest rates!


This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here. 

The Smart Option Student Loan features and benefits

  • We offer a choice of competitive fixed and variable interest rates providing even more choice and flexibility
  • No origination fees and no prepayment penalty
  • Multiple in-school repayment options available
  • Borrower benefits available - like rewards and interest rate reductions
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • 24/7 online account management.

To learn more or to apply, please get started here.

Smart Option Student Loan Fact Sheet


Student loans are offered through CB Student Help. Monroe Bank & Trust and CB Student Help are independent entities.* We are compensated by Sallie Mae for the referral of Smart Option Student Loan customers.

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