Home Equity

Loans & Lines of Credit

Home Equity lending allow you to use the money you've put in to your home to pay for a wide variety of large purchases. Cars, boats, home furnishings and home repairs, bill consolidation, the list goes on. You've worked hard to pay for your home. Get creative with how it can pay you back. 

  • Borrow up to 85% of the equity in your home! An extremely affordable financing option with low minimum monthly payments.
  • Fast turnaround times mean you don’t have to wait to make your purchases.
  • Use for a variety of purchases: cars, boats, recreational vehicles, home furnishings, loans, lawn and garden, bill consolidation and more.
  • MBT Home Equity Lines of Credit come with a convenient easy to use debit card and offer an extremely affordable financing option -some with interest-only payments. You'll also enjoy No loan processing fee, no application fee and no annual fee! Plus with a convenient easy to use debit card .
  • MBT Home Equity Loans have short and long-term fixed rates, providing predictable monthly payments.

Read Important Disclosures

Let Monroe Bank & Trust help you run your numbers to see if refinancing makes sense. Evening & Weekend Appointments Available.  

Contact A Lender or call us at 800-321-0032 for more information 

Let's get started  


  • Mortgage Calculators - 2263 Mortgage Calculators
    Crunch the numbers. Plan for the future. Estimate monthly payments. Do the math, we’ll help.
  • Know Your Credit - 2264 Know Your Credit
    Get a copy of your credit report
  • Home Equity Rates - 2265 Home Equity Rates
    View current home equity rates.
  • Home Equity Line of Credit Debit Card - 2266 Home Equity Line of Credit Debit Card
    Access your account with a convenient debit card
  • Apply Now - 2267 Apply Now
    Jump start your application



* Loan rates vary by product, down payment, credit score and other criteria. It is the reader's responsibility to confirm or verify any rates, fees or penalties with the Bank by contacting the Customer Service Center at 800-321-0032, or online at www.mbandt.com by completing and submitting the Contact form which may be accessed from any website page. All products and services are subject to approval.  

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