Lending

Lending Solutions

We Love To Lend™

You finally found exactly what you were looking for–maybe it's ultra modern with an open floor plan, maybe its got a V8 under the hood, or maybe it's the family trip of a lifetime. No matter what it is, Monroe Bank & Trust has the financial products to make it happen and the personal service to take the stress off your shoulders. From home loans to student loans, MBT can help you find the best solutions for your budget. 

  • Great rates and terms
  • Convenient payment options include payments in person at any of our convenient locations, by mail, online bill payment, or automatic payment with your deposit account.

PERSONAL LOAN

Planned or unexpected, sometimes you need to borrow a bit of money for a special purchase. We offer a variety of personal loans, with a choice of terms, each backed by the friendly, knowledgeable staff to get you what you need. 

Contact a Lender or call us at 800-321-0032 for more information

LET'S GET STARTED  

 

RECREATIONAL Loan

Whether you prefer the freedom of the open road, the salty breeze of the ocean air, or the wonders of the great outdoors, a recreational vehicle loan from MBT can help you experience all that life has to offer beyond your walls. 

Contact a Lender or call us at 800-321-0032 for more information

LET'S GET STARTED  

  • Simplified financing.
  • Pre-approvals! Ask about streamlining the buying process!
  • Great rates and terms. 
  • Predictable monthly payments with short and long term options.
   

VEHICLE Loan

New or used, first ride or dream car, MBT wants to help you get behind the wheel of your next vehicle. With our competitive interest rates and personal service, you can walk into the dealership with confidence and drive off the lot in style. 

Contact a Lender or call us at 800-321-0032 for more information 

LET'S GET STARTED  

  • Simplified financing.
  • Pre-approvals! Ask about streamlining the buying process!
  • Great rates and terms. 
  • Predictable monthly payments with short and long term options.
   
 

VACANT LAND LOAN

Build your dream home or buy land to roam. MBT offers unlimited acreage financing for personal use and finances subdivision lots and other building sites. 

Contact a Lender or call us at 800-321-0032 for more information

LET'S GET STARTED  

 
  • Low total estimated closing costs.
  • Easy and convenient financing
  • Down payment as low as 20%
  • Get pre-qualified before you shop! 
  • Flexible repayment terms. 
   

Private credit line

An MBT Private Credit Line offers the convenience and flexibility to help you meet life’s unexpected financial situations. You’ll enjoy easy access to a reusable source of funds for recurring expenses, major life events, large purchases, or even unexpected expenses. Borrow what you need, whenever you need it. Subject to application, credit qualification and income verification.

Contact a Lender or call us at 800-321-0032 for more information

LET'S GET STARTED  

  • Easy access to funds via debit card, check, telephone, or online transfer.
  • Lines of credit from $5,000 - $100,000.
  • Use funds when you need and only pay interest on what you use.
  • Fixed and variable interest rate options available depending on collateral.
  • Flexible repayment terms.
  • Link to your checking account for overdraft protection.
  • You’ll get access to funds instantly, at loan closing.
   

REAL ESTATE & MORTGAGE

Just like homes, home loans can come in all shapes and sizes, and it's important to find the right one for you and your budget. MBT offers a complete suite of Mortgage Loan Solutions to fit an array of Mortgage needs. 

> Learn more about MBT Mortgage Solutions

Contact a Lender or call us at 800-321-0032 for more information

LET'S GET STARTED  

 

HOME EQUITY LOANS & LINES OF CREDIT

Home Equity lending allow you to use the money you've put in to your home to pay for a wide variety of large purchases. Cars, boats, home furnishings and home repairs, bill consolidation, the list goes on. You've worked hard to pay for your home. Get creative with how it can pay you back. 

> Explore MBT Home Equity Options

Contact a Lender or call us at 800-321-0032 for more information

LET'S GET STARTED  

       

 

  • Mobile Banking - 2248 Mobile Banking1
    Check account balances, transfer money and pay bills on-the-go with MBT mobile banking apps
  • Getting Your Loan Approved - 2249 Getting Your Loan Approved
    Knowing what to expect can help you have a stress-free mortgage experience.
  • Online Bill Payment - 2250 Online Bill Payment2
    Pay all your bills quickly and easily online or with our Mobile App1. We'll cover the postage!
  • MBT Mortgage Team - 2251 MBT Mortgage Team
    Schedule an Appointment with one of MBT's Mortgage Experts.
  • Apply Now - 2252 Apply Now
    Jump start your application
  • Consumer Loans - 2253 Consumer Loans
    0.25% Discount on most Consumer Loans with Auto Deduct
  • Loan Calculators - 2254 Loan Calculators
    Crunch the numbers. Plan for the future. Estimate monthly payments. Do the math, we’ll help.
  • Online Banking - 2255 Online Banking
    View statements, monitor activity, pay bills, or transfer funds in just a few clicks.
  • Loan Rates - 2256 Loan Rates
    View current loan rates.
  • Online Learning Lab - 2257 Online Learning Lab
    Learn more about credit reports and scores with MBT's fun online course.

 

Loan rates vary by product, down payment, credit score and other criteria. It is the reader's responsibility to confirm or verify any rates, fees or penalties with the Bank by contacting the Customer Service Center at 734-241-3431 or 800-321-0032, or online at www.mbandt.com by completing and submitting the Contact form which may be accessed from any website page. All products and services are subject to approval.  

1 Mobile Banking is a free service from MBT. However, you may be charged access rates depending on your carrier. Web access is needed to use Mobile Banking. Check with your service provider for details on specific fees and charges.

2 A $7.00 inactivity fee for MBT Online Bill payment applies if the account goes unused for 30 days. The fee stops on the next billing cycle if online bill pay is resumed.

Choose an account type