Business Banking

Checking Accounts

Switch to MBT Checking Today

MBT offers a variety of checking accounts that can benefit your business. From interest bearing accounts to accounts with $0 monthly fees, we've got the right options for your business, no matter what size you are or how much you want to grow.

  Minimum balance Monthly Fee



Designed for Businesses with high volume transaction needs. Your account balance could help you earn credit toward your monthly maintenance fee and item processing charges - the higher the balance, the lower your monthly fee. 


Could be lowered depending on earnings credit

Contact US

or call 800-321-0032 for more information.  


Perfect for Businesses with limited activity who want a no frills business checking account. 

Up to 200 checks/debits posted or items deposited per month at no charge. $.50 per item in excess of 200/month.


or call 800-321-0032 for more information.


Designed for Non-Profit and Sole Proprietor (DBA) customers who want to earn interest on their checking account. 


, However, $20.00 monthly fee if the minimum balance is not maintained.


or call 800-321-0032 for more information.


A Zero Balance Account allows you to detect excess cash by consolidating all your funds into one account. And with the added convenience of no manual transfer of funds, you’ll be able to concentrate on running your business instead of managing your bank account.  


or call 800-321-0032 for more information.

Sweep Services 

Make the most of your business’ available capital. If your company carries excess cash in your primary business checking account, an MBT Sweep Account provides an option for turning these surplus funds into earnings. Our Sweep Accounts conveniently monitor your primary business checking account and transfer excess funds daily into an investment account to earn you interest, or into a line of credit, reducing your interest costs. 


or call 800-321-0032 for more information.


Mobile Banking1

Check account balances, transfer money and pay bills on-the-go with MBT mobile banking apps

Meet Our Business Services Team

Experience the MBT Difference


Online Bill Payment

Pay all your bills quickly and easily online or with our Mobile App1. We'll cover the postage!

Mobile Check Deposit

Save time and a trip to the branch or ATM. Deposit checks on the go anytime, anywhere.

Business Debit Card

Access your accounts 24/7 and have universal acceptance like a credit card.



ACH Services

Explore ACH options for simple, streamlined ways to manage both outgoing and incoming transactions

Switch Kit

Ready to make the switch to MBT? We make it quick and easy to switch all your automatic payments and direct deposits.

Online Banking

MBT eBusiness Access Online Banking provides account access, as well as online payable and receivable solutions

Remote Deposit Capture

Use your desktop scanner and deposit checks 24/7 from your office

Overdraft Services

We encourage good record keeping, but realize mistakes can happen to everyone



1 Mobile Banking is a free service from MBT. However, you may be charged access rates depending on your carrier. Web access is needed to use Mobile Banking. Check with your service provider for details on specific fees and charges.

Choose an account type